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If you’re a real estate investor or thinking about becoming one, you’ve probably heard about the benefits of using a home equity line of credit (HELOC) to finance your investments. But did you know that a HELOC can also help you make your mortgage tax deductible? It’s true! In this blog post, we’ll show you how to unlock the secret to a tax-deductible mortgage using a HELOC for real estate investing.

First, let’s talk about how a HELOC works. A HELOC is a line of credit that’s secured by the equity in your home. You can borrow against this line of credit as needed and only pay interest on the amount you borrow. This can be a great way to finance your real estate investments because the interest rates are often lower than traditional loans.

Now, let’s talk about how to make your mortgage tax deductible using a HELOC. The key is to use the borrowed funds from your HELOC to pay off your mortgage, effectively turning your mortgage into a business loan. As a result, the interest you pay on the HELOC becomes tax deductible because it’s now considered a business expense.

But it’s important to note that there are some limitations to this strategy. The IRS has certain rules and requirements that must be met in order to make your mortgage tax deductible. For example, the borrowed funds must be used for business purposes, and you must be able to prove that the HELOC funds were used to pay off your mortgage. It’s also important to consult with a tax professional to ensure that you’re following all the rules and regulations.

So, why should you consider using a HELOC to make your mortgage tax deductible? For starters, it can save you a significant amount of money on your taxes. Additionally, it can free up cash flow that you can use to reinvest in your real estate portfolio. Plus, it’s a relatively simple and straightforward strategy that can have a big impact on your bottom line.

In conclusion, using a HELOC to make your mortgage tax deductible is a powerful tool in the real estate investor’s toolbox. It can save you money, free up cash flow, and help you achieve your investment goals. If you’re interested in learning more about how a HELOC can benefit your real estate investing, we encourage you to reach out and book a call with us. We’d be happy to answer any questions you may have and help you explore your options.




About Ian Webb is actively investing in Edmonton area real estate for a number of years.
His mission is to provide an above-average return on investment (R.O.I) for his investor partners and himself.
It is truly a win-win way of investing!

Ian offers his investor partners hands-free investment opportunities. If you are interested to learn how to earn an above-average return on your investment, backed by a solid asset, and without the hassle of being a landlord, please contact Ian.

For more information about Ian and his investment program,
please call (250) 470-1354, or visit